When is a Car Considered Totaled?

Car Accident on Highway

 

From time to time, you’ll hear a driver say something like, “My car is totaled,” or, “I totaled my car a few years back.” While common, sometimes, this phrase can be a bit confusing. So, when is a car considered totaled? The car totaled meaning refers to a situation when the cost to repair a vehicle exceeds its total value. Today, our Sid Dillon Hyundai service team will cover the signs that you’re dealing with a totaled vehicle and the actions you can take as a result. Read on to learn more about the car totaled meaning. 

Signs a Car is Totaled 

In many cases, automobile accidents lead drivers to question if their vehicle has been damaged to a point where it’s considered a total loss. So, when is a car considered totaled? If any of the following apply to you and your vehicle, you’re likely dealing with a totaled car:

  • As we mentioned before, if the cost of repairing your vehicle is higher than its value, it’s been totaled. 
  • If your vehicle is inoperable due to leaking fluids, damaged parts, or visual obstructions, chances are the repair costs will outweigh the value of the car.
  • If your vehicle is older than five years and the frame has been significantly damaged, you may have a totaled car on your hands. Repairing a vehicle’s frame is very expensive – so an insurance company may deem a damaged frame on an older car as a total loss. 
  • Your vehicle has reached an age where even the cost of minor repairs begin to exceed its value. 
  • If you have a high-mileage vehicle, it’s more likely to be considered totaled due to a lower market value. 

What to Do if Your Car is Totaled in an Accident

If you’re involved in an accident during your commute from Omaha to Seward, you’ll want to contact your insurance provider and file a claim. Once you receive a quote for the cost of repairing your vehicle, your insurance agent will determine if your car is totaled. From there, your insurance company will provide you with a payment for the car’s cash value at the time of the accident. This value is based on a number of factors including age, mileage, condition, etc. The deductible on your collision and comprehensive insurance coverage will be deducted from the payment made by your insurer. 

Rely on Sid Dillon Hyundai for Expert Service Work! 

Now that you have a firm understanding of the car totaled meaning, you can spot this situation like a professional. If you need an inspection or repairs, schedule an appointment with us near Crete. We can offer a transparent estimate of what it will cost to repair your vehicle, ensuring that you and your insurance provider make an informed decision. Contact us today if you have lingering questions about when a car is considered totaled.



Hyundai Service Coupons

FREE Battery Test

FREE

Every day driving conditions can affect your battery more than you think. Come in today for a FREE battery test.

Plus taxes and applicable fees. Prices may vary by model. Please present coupon at time of write-up. Valid only at Sid Dillon Hyundai. Cannot be used with any other applicable offer. Hazardous waste fee if applicable. Coupon has no cash value. - Coupon expires 08/29/2026

Expires: 08/29/2026

FREE Brake Inspection

FREE

• Inspect brake pads/shoes, rotors/drums, master cylinder, calipers and wheel cylinders
• Check brake fluid level
• Check parking brake
• Road test

Plus taxes and applicable fees. Prices may vary by model. Please present coupon at time of write-up. Valid only at Sid Dillon Hyundai. Cannot be used with any other applicable offer. Hazardous waste fee if applicable. Coupon has no cash value. - Coupon expires 08/29/2026

Expires: 08/29/2026

Hyundai In-Cabin Air Filter

$5.00 OFF

Regular changes of your in-cabin air filter provides relief from:
• Dust
• Dander
• Pollen
• Other allergens

Plus taxes and applicable fees. Prices may vary by model. Please present coupon at time of write-up. Valid only at Sid Dillon Hyundai. Cannot be used with any other applicable offer. Hazardous waste fee if applicable. Coupon has no cash value. - Coupon expires 08/29/2026

Expires: 08/29/2026

Cooling System Special

10% OFF

• Check & drain cooling system
• Pressure test system & refill with up to one gallon of coolant
• Check all fluids, wiper blades & drive belts

Plus taxes and applicable fees. Prices may vary by model. Please present coupon at time of write-up. Cannot be used with any other applicable offer. - Coupon expires 08/29/2026

Expires: 08/29/2026

Oil & Filter Change

$5.00 OFF

• Replace engine oil per specifications (up to 5 quarts)*
• Install a Hyundai oil filter
• Check/adjust vital fluids
• FREE Multi-Point Inspection

*Synthetic oil extra. Check the engine oil regularly between recommended oil changes. The engine oil and filter should be changed at the intervals specified in the maintenance schedule. Plus taxes and applicable fees. Prices may vary by model. Please present coupon at time of write-up. Valid only at Sid Dillon Hyundai. Cannot be used with any other applicable offer. Hazardous waste fee if applicable. Coupon has no cash value. - Coupon expires 08/29/2026

Expires: 08/29/2026

Hyundai Multi-Point Inspection

FREE

Our Hyundai-trained technicians will inspect your vehicle and let you know if anything needs attention. Call us for details.

Plus taxes and applicable fees. Prices may vary by model. Please present coupon at time of write-up. Valid only at Sid Dillon Hyundai. Cannot be used with any other applicable offer. Hazardous waste fee if applicable. Coupon has no cash value. - Coupon expires 08/29/2026

Expires: 08/29/2026

Four Wheel Alignment Special

$139.95
$139.95
$139.95

Improve your Hyundai’s handling, fuel mileage and treadwear.
• Inspect/adjust caster, camber & toe if needed
• Inspect suspension & steering linkage
• Road test

Plus taxes and applicable fees. Prices may vary by model. Please present coupon at time of write-up. Valid only at Sid Dillon Hyundai. Cannot be used with any other applicable offer. Hazardous waste fee if applicable. Coupon has no cash value. - Coupon expires 08/29/2026

Expires: 08/29/2026

Tire Price Match Guarantee

FREE

We carry a variety of tires at competitive prices, but if you find a better deal for the same tire at another dealership we will match it! Please present competitor’s advertised offer at time of purchase.

Plus taxes and applicable fees. Prices may vary by model. Please present coupon at time of write-up. Valid only at Sid Dillon Hyundai. Cannot be used with any other applicable offer. Hazardous waste fee if applicable. Coupon has no cash value. - Coupon expires 08/29/2026

Expires: 08/29/2026

Hyundai Windshield Washer Fluid

FREE

See the world more clearly through the windshield of your Hyundai with the addition of Hyundai washer fluid.

Go to HyundaiAccessories.com for more information. Plus taxes and applicable fees. Prices may vary by model. Please present coupon at time of write-up. Valid only at Sid Dillon Hyundai. Cannot be used with any other applicable offer. Hazardous waste fee if applicable. Coupon has no cash value. - Coupon expires 08/29/2026

Expires: 08/29/2026

Discount on Vehicle Service

Save on vehicle service (including parts and labor)
• Spend $100.00 – $199.99 and save $10
• Spend $200.00 – $299.99 and save $20
• Spend $300.00 – $399.99 and save $30
• Spend $400.00 or more and save $50

*Discount excludes tire purchases. Plus taxes and applicable fees. Prices may vary by model. Please present coupon at time of write-up. Valid only at Sid Dillon Hyundai. Cannot be used with any other applicable offer. Hazardous waste fee if applicable. Coupon has no cash value. - Coupon expires 08/29/2026

Expires: 08/29/2026

Sid Dillon Hyundai Pre-Paid Maintenance Program

Sid Dillon Hyundai pre-paid maintenance:

Your participation in a maintenance program with your dealership can help you plan for the future ahead. There are many reasons you should take advantage of your dealership’s maintenance program, but here are just a few of them:

  • Have peace of mind knowing that your vehicle will be cared for by factory trained technicians using only manufacturer approved parts and fluids.
  • By having a plan, you will lock in existing prices and maintenance costs.
  • It’s convenient. You will know where and when to get your vehicle serviced.
  • Maintaining your vehicle means you can increase its longevity.
  • By taking the proactive route of purchasing a maintenance plan when you purchase or lease your vehicle, you will have one less thing to think about when it’s time to get your vehicle serviced.

Most importantly, after your vehicle purchase or lease, you will continue to have quality customer service making your ownership experience the best it can be.

Typical programs can include*

  • Oil changes
  • Tire rotations
  • Multi-point inspection

Prices:

  • prepaid maintenance program ($535)
  • documentation fee ($299)

See Dealer for Details

See Dealer for Details

Brake Special

$20.00 OFF

•Replace front or rear brake pads and resurface front or rear rotors*
•Inspect discs, calipers, brake line, hoses, master cylinder and wheel cylinders

*Rotor replacement, master cylinder, wheel cylinder and caliper repair or replacement extra (if needed). Plus taxes and applicable fees. Prices may vary by model. Please present coupon at time of write-up. Cannot be used with any other applicable offer. Hazardous waste fee if applicable. Coupon has no cash value. - Coupon expires 08/29/2026

Expires: 08/29/2026

Scheduled Maintenance

$10.00 OFF

A well-maintained vehicle can prolong the life of your investment and protect your resale value. Put your trust in our Hyundai-trained technicians who know your EV best and have the most up-to-date knowledge. Put your trust in the experts and feel confident that the job will be done right – the first time.

Plus taxes and applicable fees. Prices may vary by model. Please present coupon at time of write-up. Cannot be used with any other applicable offer. Hazardous waste fee if applicable. Coupon has no cash value. - Coupon expires 08/29/2026

Expires: 08/29/2026

Complimentary Alignment Check

$79.95
FREE

Ensure your tires are properly aligned. Proper alignment slows tire wear and may help increase the life of your tires.
• Inspect steering linkage & shocks
• Adjust tire pressure

Plus taxes and applicable fees. Prices may vary by model. Please present coupon at time of write-up. Cannot be used with any other applicable offer. Hazardous waste fee if applicable. Coupon has no cash value. Valid only at Sid Dillon Hyundai. - Coupon expires 08/29/2026

Expires: 08/29/2026

Hyundai Wiper Blades

$10.00 OFF

See the world more clearly through the windshield of your Hyundai. Our Hyundai-trained technicians will replace your front wiper blades, designed specifically for your vehicle.

Plus taxes and applicable fees. Prices may vary by model. Please present coupon at time of write-up. Cannot be used with any other applicable offer. Hazardous waste fee if applicable. Coupon has no cash value. - Coupon expires 08/29/2026

Expires: 08/29/2026

More from Sid Dillon Hyundai

  • 2026 Hyundai Santa Fe Vs. 2026 Hyundai Palisade

    2026 Hyundai Santa Fe Vs. 2026 Hyundai Palisade If you need a reliable SUV with ample seating for your Crete commute, the new Hyundai lineup has excellent options. Our Hyundai Santa Fe vs. Pallisade comparison breaks down two of the most sought-after models. While both vehicles provide advanced technology and comfort, they cater to slightly…

  • 2026 Hyundai Palisade Vs. Hyundai Santa Fe

    2026 Hyundai Palisade Vs. Hyundai Santa Fe When shopping for a spacious three-row SUV, Crete drivers often find themselves between the 2026 Hyundai Palisade and the 2026 Hyundai Santa Fe. Both models deliver the everyday flexibility families need, with roomy interiors, advanced safety technology, and modern infotainment systems, making your decision dependent on your lifestyle….

  • Winter Driving Prep

    ServiceSchedule Service Winter Driving Prep As temperatures drop in Crete, your vehicle faces unique challenges. From icy roads to freezing temperatures, winter weather demands more from your car than any other season. Taking the time to prepare now can help you avoid breakdowns and costly repairs later. Read on to learn how to get your…

Get Directions

8350 South 40th Street, Lincoln, NE, 68516
Sid Dillon Hyundai 40.727113, -96.661585.